Debt Free Living Podcast-020 Jose Figueroa

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Jose Figueroa from figueroafinancial.com joins us on today’s show to share how he and his family paid off $50,000 in debt in 29 months! Jose’s motivation to get out of debt came from a spiritual conviction he had. He was handling all the finances in his home and it was wearing on him. In addition, he was managing million dollar projects at his job, yet he could not budget his own family’s income. Continue reading

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The best investment you can make is in yourself

I write a lot about investing in your 401(K) and IRA because I want to encourage you to invest for your future. But today I want to talk about the best investment you can make, and that investment is in yourself. Continue reading

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JW’s Financial Coaching Podcast-Do you view money as cake or as candles?

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Highlights of today’s show:

  • Do you view money like a cake or like a candle?
  • How you view money determines how you handle money
  • Doing business can be a win-win situation
  • Things I have learned from the Debt Free Living Podcast
  • How you can help me reach out to recent college graduates Continue reading
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Friday Financial Tidbit-Are you paying your ‘Fair Share?’

Tax day, April 17th, has come and gone but the debate on whether or not everyone is paying their fair share of taxes is far from over. Of course the debate is being magnified this election year. All over the news there are reports of what Mitt Romney’s tax rate was the past two years and debate on the Warren Buffet rule. But the question I always ask in my head is how many of us actually know our own tax rate? Continue reading

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I’m Debt Free, now what?

Today we have a guest post from my friend Brad Kinder of http://bradkindercoaching.com/. Brad has some great advice on what to do after you are debt free. If you follow his five things to do after you are debt free, you will end up where you want to be financially. For those of you who are already debt free, what are some other things you would recommend to do in additions to Brad’s list?

For some becoming debt free, is still a little ways off in the distance. But for others, you have recently become debt free (except your home) or maybe even your home! When you are no longer in debt, it is such a freeing feeling, but with that often times comes the feeling as well, of Now What? Continue reading

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JW’s Financial Coaching Podcast-Your Financial Literacy Month Questions

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Highlights of today’s show:

  • Is strategic foreclosure ethical?
  • Can technology help out your finances?
  • Combining finances in marriage or keeping them seperate
  • The best investment you can make is in yourself
  • Now taking requests to have guest posters on the blog Continue reading
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Friday Financial Tidbit-Financial Literacy Month Videos Finale

This is the last full week of financial literacy videos. I hope you enjoyed each and every one of the videos this year. Again, like last year, it was a pleasure to be a part of the project.  This week’s videos covered college funding, avoiding bankruptcy, tax brackets, giving, and moving. If you want more videos you can find them on the 4/13 Financial Tidbit and the 4/20 Tidbit. Just a reminder that you can check out the videos daily either on my Twitter feed or though Facebook. Continue reading

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Debt Free Living Podcast-019 Angie Six

Listen to Episode 019

Angie Six from justlikethenumber.com joins us on today’s show to share how her family paid off $100,000 in debt in 6 and half years! Their debt was made up of student loans from both her and her husband as well as two nice new cars. To get their debt payoff accelerated, they made some temporary sacrifices by selling not one, but BOTH of their new cars. While the sacrifices were not always easy, Angie says she and her husband still had a great time getting out of debt. Continue reading

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Nothing is as uncommon as common sense

“There is nothing more uncommon than common sense.” ~ Ben Franklin

When it comes to teaching people how to handle their money, the information I share is not anything special that only a brain surgeon can understand. It is actually pretty straightforward: avoid debt, live on less than you make, and save the rest for your future. Continue reading

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JW’s Financial Coaching Podcast-0% credit card transfers

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Highlights of today’s show:

  • 0% Credit Card Transfer offers
  • Can help you get out of debt
  • Figure out the transfer fees and APR first
  • Must learn how to live on less and stop using credit cards first
  • Interest rate, however, is not your big problem

Continue reading

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