Want to save money? Just ASK!

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If you are like most people, you are constantly trying to figure out ways to cut down on monthly expenses to trim down your budget.  This is mostly accomplished by looking on the Internet for deals or by cutting out coupons from the paper to reduce your grocery budget.  While all that is helpful and useful, have you ever thought to just simply ask to save money?

Asking for discounts or negotiating a better price is pretty foreign concept in the American culture today.  We usually negotiate for big-ticket items such as cars and homes, but rarely for everyday things.  It is, however, very common in the rest of the world to negotiate.  To receive a better discount it helps if you are paying in cash or right away with a check.  The reason why a business would give you a discount to pay now with cash instead of later is because they would rather have their money now instead of having to collect from you later.  Another reason why companies would give a discount is that they do not want to lose you as a customer.  This is very common with services that have a monthly subscription.  Monthly subscriptions are very profitable and it is better for them to receive a reduced rate for their services then to not have you at all as a customer.

Asking for and receiving a discount because you asked for one sounds simple and it really is.  What do you have to lose?  The worse they can say is no.  My family has received multiple discounts these past few months.  First was our cable and internet provider.  All you have to do is call the help center and tell them that you are thinking of switching to one of their competitors and usually they will offer you a lower price that lasts for about a year.  I have done this several times and I have had them knock up to 30% off the price I was paying!  Recently my wife asked for a discount at the dentist after receiving some work done on her teeth and by paying up front we received almost $200 off the bill.  So it is possible to save money by just asking to!  So the next time you are looking for a discount, just ask for one.

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About Jon White

Giving people hope and seeing them win with their finances is something I have a strong passion for. Because of this passion I started JW’s Financial Coaching in the summer of 2010. Financial coaching has allowed me to combine my passions of finances, teaching, and helping others by helping people get on the right track financially. I'm interested in hearing your story so please do not hesitate to interact with me through social media.
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