I am not going to lie to you, paying off your debt can be a long experience. It is tough to stay motivated to pay down your $10,000 debt at a pace of $500 each month. This usually leads to people quitting halfway through and going back to their old ways of having debt weigh down on them. When I coach people I always try to remind them that it is helpful to remember your motivation.
I have written before about the importance of focusing on your “why” and not your “what” when getting out of debt. But how do you develop your “why?” A good question to ask yourself is what is this debt keeping you from doing? That is a great motivator.
The thing is that your motivation does not have to be a monetary motive. It can be anything from wanting to spend more time with your children, to having more freedom, to having the ability to pursue meaningful work that you love.
You are not going to get very far in your debt elimination process if you do not have the proper motivation. So what is your motivation for being weird and eliminating your debt? I suggest writing it down on paper and having that motivation displayed somewhere in your home, car, or work so you can be reminded constantly of why you are making the sacrifice.